Buying to Let. Becoming a private landlord should not be seen as an easy way of making money. It can be riskier and more complicated.

A Buy to Let mortgage is a mortgage for purchasing residential property with the specific intention of letting it to tenants.

Over the past decade, buying property with the intention to let has become popular, as low interest rates coupled with sizable rental incomes have made this a suitable alternative to other more traditional forms of investment.

However, navigating through the process of investing in Buy-to-Let properties has become much tougher. Our advisers will work with you through every step and will help you select the most suitable mortgage catered to your needs. In addition, investors with larger property portfolios are also supported through our relationships with a range of specialist buy to let portfolio providers.

Lenders will typically look at the borrower's potential rental income, rather than salary or wages, to decide whether the loan is affordable. For an investor's first buy-to-let mortgage, the lender may look at income from an employer as well. Because buy-to-let mortgages are riskier for lenders, the borrower is likely to need a bigger deposit than with residential mortgages.

Some Buy to Let mortgages are not regulated by the FCA.